Buying a house in Wilmington, NC
The spring market has been unbelievable for our clients! We are selling lots of homes. Something is in the air that’s putting everyone in a good mood. We have happy Sellers and Buyers! Then again, we’re at the beach, so that helps!
This week we wanted to share some advice with those who recently placed a property Under Contract. It’s a really exciting time, but there are a few simple, yet important items to keep in mind! Here is the letter we share:
Congratulations! Now that you are under contract you are one step closer to the purchase of this home. During this time it is my top priority to make sure any questions you may have about the home, the neighborhood, financing, or the process in general are answered. If questions come up, please email or call me at any time.
It also is important for you to know that I will be following along with all of the necessary tasks between now and closing. If you have not heard from me for a day or two please don't be alarmed. Typically, no news is good news.
Here are a few more things to keep in mind:
Protect your credit: If you are getting financing please be sure to talk to your lender before making any financial decisions that may change your credit or your available income. This does not mean you cannot buy groceries, but it does mean you should consult with your lender before your apply for any additional credit, such as an auto loan, credit card, mortgage, or any other major debt. You also need to be diligent in paying all of your current debts on time. Most lenders will check your credit just days before closing.
Provide documents: Your lender (if you are financing this home) may request various documents that will be required for them to underwrite and fund this loan. It's likely that you have already provided many of these documents, but there is a good chance the lender will need others. It is very important you get these documents to your lender as quickly as you can. One of the most common delays in closing is a delay with the loan.
Take advice carefully: It is very common for people to give you advice on the ins and outs of a real estate transaction. This advice may be accurate and useful, or it may be related to an unusual situation or standard of practice in another area. If you have concerns about anything, please contact me directly and I will be happy to look into the matter.
Lastly, if you are happy with the care I have taken to help you along in your purchase, I ask that you please keep me in mind if you meet someone who needs a real estate professional.If you like this approach, then please give us a shot. We would love to work with you and your family! Please call 910-458-9119.
Expect Results:
Your Real Estate Market Report is provided by Justin Donaton of Coastwalk Real Estate. Any data provided, unless otherwise noted, is courtesy of the Wilmington Association of REALTORS MLS and/or the National Association of REALTORS.
Justin does not just "list" properties, he sells them! To get your home SOLD for the highest possible price, call Justin at 910-352-0998. Justin has SOLD the most real estate on Pleasure Island since 2007. He has the highest dollar volume of sales, and has had the most number of closings. His business is built on hard work and high-impact marketing. Coastwalk Real Estate has the #1 Sales office on Pleasure Island too. Please visit: www.CoastwalkRealEstate.com for more info.