Do medical bills make you feel sick?  Recent studies show health care can cost some families 10% of their household income, and 22% for individuals, even with employer-based coverage.  Here are four ways to feel better about the money you have to spend on health care:

 

  • Compare procedure costs.  Ask your doctor for their CPT (Current Procedural Terminology) code.  It will show you a number for each specific billable service.  You may find the same procedure can be done for a lower cost by searching www.pricedoc.com or http://healthcarebluebook.com.

 

  • Know your insurance policy. In an emergency, it is important you know which hospital is covered by your policy.  Also, double-check your coverage before you start any treatment because the insurance terms often change.  Some policies cover extra benefits like therapy and alternative care, others make you pay the entire bill.

 

  • Save on prescription medication.  Generic prescriptions are one money-saving solution, but sometimes there are over-the-counter versions for the medication you need.  Learn your options at: www.rxaminer.com.  A few other ways to save on prescriptions are to buy from mail-order pharmacies and stock up for several months, or to get a higher dose of your medicine and split pills yourself.

 

  • Buy eyeglasses online.  The cost of glasses can run $150 to $500 at a local optical shop.  With online vendors, you can expect to pay $20 to $50.  Investigate these three options: www.eyebuydirect.com, www.zennioptical.com, or www.39dollarglasses.com.

 

When you need medical care, the last thing you want to worry about is money.  I hope you use these tips to take care of yourself for less and save even more money by preventing stress-related health issues!